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12
Nov
2020

6 ways to cut your carbon footprint at home – and save money

Posted by PG Mutual / November 12, 2020

Whether you are an eco-warrior or an eco-worrier – or both – working from home has become the norm. And that’s good news for your personal carbon footprint if you were driving or using public transport to schlep to your workplace. So let’s keep up the excellent work. Here are some simple ways to stay carbon-efficient at home. And remember: what’s good for Mother Nature tends to be good for your bank balance too. Win, win. 1. Eat less meat… […]

14
Oct
2020

Family Income – A fragile responsibility?

Posted by PG Mutual / October 14, 2020

Employed, self-employed, zero-hours, flexi-working, the world of work is changing. Even without the current uncertainties, it’s becoming almost expected that we may experience some form of break in our earnings potential during a career. This may be for various reasons such as planned caring responsibilities, or career-changing, or unplanned such as a cancelled contract or period of unemployment. Suppose it’s a planned career break, you’ll have had time to plan your finances and make adjustments, such as part-time working or […]

5
Oct
2020

13 tips for tackling procrastination

Posted by PG Mutual / October 5, 2020

Nothing quite compares to that feeling of inner turmoil and frustration caused by procrastination. It’s capable of rendering otherwise productive, intelligent and diligent professionals temporarily useless – and it happens to almost everyone. There’s no doubt that it’s a complex problem. But here are some quick, actionable measures that you can take right now to begin overcoming pesky procrastination. Accept it. Not to add to your to do list, but your first job is to accept that you are procrastinating. […]

27
May
2020

8 Tips for locking down your family budget

Posted by PG Mutual / May 27, 2020

If you’re living from payday to payday on the edge of your overdraft, it’s time to get budgeting. You don’t deserve the anxiety of peering at your account balance through closed fingers from behind the sofa. A family needs financial responsibility. So reach for your calculator and grab those bank statements. Just a small investment of time could make a big difference to your cash flow. Here are some tips for getting a family budget in place. 1. Fetch the […]

26
May
2020

Why you should create your will – sooner rather than later

Posted by PG Mutual / May 26, 2020

There’s an important question that many are reluctant to consider. But it’s important nonetheless. Here it comes: what do you want to happen after you die? After you pass away, everything you’ve worked for: your wealth, your property, your possessions — what happens to them? If you’ve not written a will, then the truth is that this is entirely out of your hands. A death without a will can create a difficult situation, at a time that’s already very hard […]

27
Mar
2020

10 quick tips for working from home – productively

Posted by PG Mutual / March 27, 2020

So here we are. Your to-do list feels like it’s growing by the hour. But your productivity is sorely lacking. Firstly, try to relax. It’s natural to feel a little disorientated when you’re unaccustomed to working from home. Even the people who do it regularly struggle to find flow sometimes. But with a few practical productivity tips, you can start conquering your challenges and ticking off tasks without breaking stride. Fortify your focus. Steel your self-discipline. Take a look […]

4
Sep
2019

6 Tips for a Better Night’s Sleep

Posted by PG Mutual / September 4, 2019

Most adults need between six and nine hours of sleep each night. Yet, according to the 2018-2019 Great British Sleeping Habits survey, 23% people living in the UK only get five to six hours of sleep each night. Do you feel refreshed in the morning and throughout your day? If not, it may be worth having a look at ways to improve your sleep. Set a routine By going to bed at roughly the same time each day, you […]

30
Apr
2019

6 Tips to Get Your Finances in Order in Your 30’s & 40’s

Posted by PG Mutual / April 30, 2019

6 tips to get your finances in order in your 30s and 40s

With you twenties behind you, your thirties and forties have the power to define your financial fortunes not just for now, but for many years to come. You don’t want financial stresses to ruin what can be some of the happiest days of your life, nor do you want to kick the financial can down the lane for later years. Here are a few tips to grips with your finances through the fabulous thirties and forties. Make a will. Don’t […]

20
Mar
2019

6 income protection myths that could harm your financial security

Posted by PG Mutual / March 20, 2019

We can’t all be financial experts. But you should at least be an expert with your own finances. Unfortunately it can be hard to separate the fact from the fiction and the pros from the cons with some financial products. Income protection cover has helped countless professionals protect their financial security when illness or injury temporarily left them unable to work. Yet some frustrating misconceptions prevent many people from exploring how income protection could benefit them. It’s time to bust […]

7
Nov
2018

12 Ideas for Beating Stress (and Why They Work)

Posted by PG Mutual / November 7, 2018

Living with stress is pretty horrible. You panic that you can’t get on top of things. You get angry about stuff that you know you cannot influence anyway. You feel like key elements of your life are frustratingly beyond your control. Without action, things tend to get even worse. Before long you are living in a near constant state of agitation. Negative thoughts prevail and unexpected events derail you. You feel unable to find a clear answer to personal problems. […]

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