Many employees receive little or no support from an employer above state sickness pay when off work sick. It can mean a huge drop in income unless the employer is willing to maintain their salary; but this carries the risk of a sick employee becoming a long-term burden which the business cannot afford. The employer may also face claims of unfair discrimination if they choose to support one member of staff when off ill, but not another.

To address this, specialist Income Protection insurance provider PG Mutual is making income protection cover more accessible for Healthcare Technicians with the launch of Essential Cover, which can provide a tax free income of £430 a month for just £10 a month subscription during the first year of membership*.

“We encourage everyone to look at their contract of employment to check the amount they would receive – and for how long – when they are taken ill or injured” says David Zerny, PG Mutual’s Marketing Manager. “This offer will appeal to employees who realise that the government is handing responsibility back to the individual, as state benefits are restricted or means-tested. Having income protection cover in place could provide their financial lifeline”.

“It will also be attractive to employers who want to recruit, retain or reward staff by providing such a valuable benefit.”

Full details can be found at www.pgmutual.co.uk/technicians

*This offer is subject to PG Mutual’s terms and conditions

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